01 - In a medium bowl or jar, combine the rolled oats, coconut milk, yogurt, shredded coconut, chia seeds, maple syrup, vanilla extract, and salt. Stir thoroughly until all ingredients are evenly incorporated.
02 - Cover the bowl or seal the jar tightly and refrigerate for a minimum of 6 to 8 hours, allowing the oats to absorb the liquid and the flavors to meld together.
03 - The following morning, stir the oats well. If the mixture is too thick, add an extra splash of coconut milk until the desired consistency is reached.
04 - Divide the oats between two bowls or jars. Top each serving with toasted coconut flakes, crushed graham crackers, and fresh banana slices or pineapple chunks if desired. Serve chilled.